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Cappagh Browne Cuts Dangerous Driving Behaviours by 95% in Just One Week with Samsara
The utility service provider improves fleet safety, reduces on-road risks, and increases operational visibility with connected vehicle data. Leading wastewater…
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How Much Does It Cost to Start a Business?
Starting a business is a fairly common goal in the United States, with roughly 43% of Americans expressing entrepreneurial intentions[1]. But how much does it cost to start a business? You’ll need to know before you get started. If you’d like to transition to self-employment, here’s what you should know about how much it costs

What’s the Easiest First Investment for a Doctor Who’s Never Invested Before?
If you’re a doctor who’s saved up $100,000 and you’re ready to make your first real estate investment, first of all, congratulations. That’s a huge milestone, and you should be proud of it. Now comes the big question I hear all the time:Should I put all $100,000 into one real estate deal, or should I

The power of non-monetary investments
The following is from Taking Stock by Jordan Grumet with permission from Ulysses Press. Copyright © 2022 by Jordan Grumet. This passage has been edited to be more readable on the web. I used to have a patient who was an undertaker. We had many conversations about philosophy and practicality, and it didn’t take long

A Wall Removal And Other June 2023 Expenses
Before: weird arched wall separating kitchen & dining room from living room A menace wall in our home is gone! Longtime readers may recall that we’ve embarked on a slow, years-long renovation process, which we kicked off with a wall removal. This erstwhile wall awkwardly divided the kitchen and dining room from the rest of

The college degree ‘safety premium’ is almost gone—but mainly because so many non-grads have given up looking for work
For decades, a college degree was seen as a near-guarantee of better job prospects and economic security. But new analysis from Goldman Sachs reveals a striking reversal: The labor market for recent college graduates has weakened to the point where their traditional edge over non-degree peers is at historic lows. The team led by Goldman’s

100+ Programs and Apps with Instant Referral Bonuses
Referral programs can be a great way to make some extra money or to save on things you would buy anyway. Many companies use refer-a-friend programs to get exposure, so there are plenty of opportunities to earn through referral programs. Chances are, you already tell your friends and family about the products and services you

The Best Personal Loans for Funding Your Next Big Step
The following is a sponsored partnership with PSECU. Are you thinking about taking out a personal loan for a big life expense, like consolidating debt or remodeling your home? Over the years, I’ve heard from so many readers who want to make sure they’re borrowing as smart as possible. The lenders that give the best…

#618: How to Retire at 50 While Supporting Aging Parents, with Frank Vasquez
______________ Frank Vasquez watched his parents, ages 91 and 96, struggle financially in retirement. They were immigrants. His dad was a physician. They raised five kids. They retired in the early 1990’s. But by 2009, they ran out of money. When Frank was around 45, in 2009, his parents would call asking for money to
![How to Write One in 2025 [Free Template]](https://vdrfinance.one/wp-content/uploads/2025/07/Letter-of-Instruction-and-sample-template.png)
How to Write One in 2025 [Free Template]
In this article, I’m sharing what a letter of instruction is and EXACTLY how to write one. In fact, ignoring this simple estate planning task could cause major challenges for your heirs if you pass away. If you want to learn what a letter of instruction is (and how to create one!), you’ll love this

En Suite Bathrooms: The Secret to The Perfect Guest-Ready Home
We’re staying with our parents for five weeks in Honolulu, and I wanted to share a little revelation I’ve learned about making a home guest-ready. If you dream of owning a home where friends and family regularly visit—because you genuinely enjoy their company, this post is for you. Not all of us can afford mega-mansions